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What Is The Penny Model?

The Penny Model is a simple framework for understanding how small emotional experiences can quietly build over time and begin to affect how we feel, relate, and cope.

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WHAT READERS SAY

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A Definite “Go To” Resource

“I have the original Penny Model on Kindle and so was pleased to hear about the revised and expanded edition of the Penny Model which I bought last week. It doesn't disappoint – A great resource – a “Go to” for anyone working to better understand themselves, their emotions self limiting beliefs and how they relate to their world. There are pearls of wisdom and insights to be found on every easily accessible bite-size chapter, cleverly teasing out each concept with metaphor, helping to make them both memorable and relatable.”

— Verified Amazon Buyer

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Understanding your emotions & Supporting others

“I bought the 1st edition of the penny model some years ago when I worked for the emergency services and found it a great help understanding not only myself but my colleagues and the people we spoke to.
I was thrilled to see the revised edition and
its a must read have recommended it to my friends . Stefan uses plan language so you don't have to be a counsellor or therapist to understand and relate your emotions.”

— Verified Amazon Buyer

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Inspired by Stefan

“I purchased this after attending a CPD lecture by Stefan and feeling inspired. His enthusiasm and passion for the subject is infectious. I really enjoy Stefan's way of making these tools accessible and understandable. I really appreciate that everything is clear, actionable and relatable. For me this book creates a bridge for the book being useful for therapists and people who are interested in learning tools to support themselves. Only received this yesterday and already half way through, would absolutely recommend. Thanks Stefan for all of your hard work.”

— Verified Amazon Buyer

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Read an Excerpt From The Book

A short reflection from The Penny Model – Revised on how we learn to protect ourselves — and how what once kept us safe can later feel heavy to carry.

Just as armour protected warriors in battle, we too can develop emotional armour.

This metaphor reminds us that the strategies which once kept us safe can later become the weight we carry.

The Penny Model offers a compassionate way to understand that weight — and begin to release it.

“We learn to protect ourselves… one penny at a time.”

Discover what shaped you — and how to change it →

All illustrations for The Penny Model: Revised 
were created by Anthea Wood - wwwamwoodart.co.uk.

About Stefan

Stefan Charidge is the creator of The Penny Model — a practical framework that helps people understand the quiet emotional weight many carry through life.

With decades of therapeutic practice, training, and speaking experience, Stefan is known for making complex emotional patterns simple, relatable, and actionable.

His work helps people understand themselves with more compassion — one penny at a time.

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Stefan Charidge

A Short Introduction From Stefan

In this short interview, Stefan shares the ideas behind The Penny Model and how emotional weight can quietly build over time. A simple, compassionate framework for understanding yourself.

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